Kevin says: “Most people have insurance but don’t know what they own until they have a claim.”
Kevin Seque has been in the insurance industry for 50 years and has been advising clients on insurance-based risk management for over 40 years. Kevin has extensive commercial experience in Insurance and a sound understanding of complex insurance policy issues and is a licensed Financial Adviser (FA).
To protect your family and your way of life
To provide for the education of your children
To pay off debt
To protect your business interests
KSL Insurance is a tailored service which provides a second opinion personal and business life insurance audit service for clients who own life insurance programmes.
KSL Insurance will review the existing life insurance programme and make appropriate recommendations for upgrading and/or improvement or retention of the client’s existing insurance policies.
INITIAL APPOINTMENT
You meet with one of our expert team, this is a fact gathering meeting, and generally goes for about one hour.
A COMPREHENSIVE DOCUMENT REVIEW
We investigate any existing policies, peer review the recommended contracts, and complete a report and summary of recommendations – called a Statement of Advice.
POLICY PLACEMENT MEETING
We meet with you again. We consider the report, undertake new applications (if required) and submit to underwriters for rearrangement consideration.
PLACEMENT OF INSURANCES
Your new insurance schedule is updated with confirmation of your cover and the reasons for purchase.
ANNUAL REVIEW
These meetings form part of our future process and occur either one month prior to your birth date or anniversary date of policy issue month (your choice).
You need to know what type of policy you have and what funding solution is right for you. Most policies are cancelled before claims occur, not because you don’t want the cover but because you can’t afford to fund the ongoing premiums.