Facing total and permanent disablement, where you require someone else to help you do the basic things of life, can be life-changing, bringing both emotional and financial challenges. Without the ability to earn an income, the costs of ongoing care, household expenses, and adapting to a new way of life can quickly add up. Total and Permanent Disablement (TPD) insurance provides a lump sum payment to help ease the financial burden, allowing you to focus on rebuilding your life. At KSL Insurance, we’re here to help you find the right total disablement policy cover, giving you the confidence and security to face the future with peace of mind.